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A big upset like job loss can provide a shift of perspective-- an opportunity to take stock. What is really important? What do you want to pursue at this point in your life? Is being your own boss the way to go?I spoke with several silverbacks to share their wisdom gleaned from these life changes with a new member of the pack.

Making Lemonade: Starting a Business After Ending A Career

Making Lemonade: Starting a Business After Ending A CareerWhat do you do when the money tree starts sprouting lemons? Its increasingly common these days to find middle-aged, mid-level managers suddenly faced with huge shifts of circumstance. Down-sizing, bubble-bursting, plant-closing, and consolidating are just some of the forces creating a class of sudden solo-preneurs.At 50-something you face particularly difficult job-hunting challenges. Your salary range is high. Your network is decent after so many years, but jobs at your level are few. Youve been there, done that, and thought you were finished with all that new trick-learning.A big upset like job loss can provide a shift of perspective-- an opportunity to take stock. What is really important? What do you want to pursue at this point in your life? Is being your own boss the way to go?I spoke with several silverbacks to share their wisdom gleaned from these life changes with a new member of the pack.Dean turned 50 in January of 2005. In May he was fired from his position as marketing director of a high-tech firm. Hes angry at the ease with which an employer could let him go.Control is a big issue for me. Do I really want to have someone tell what, where, and how? It seems like I work a lot but dont reap the benefits. If I were on my own Id have all the benefits and all the risks.Dean is deciding whether to find another job with the security of a regular paycheck and benefits, or start his own business. He finds information on the internet helpful but wishes there was a Big Brother-like program pairing people and businesses to help him sort through the options.Carl was 51 when the ordinance plant where he was safety manager closed its doors.I had a lot of friends in the business. I could have easily picked up another job but I would have had to relocate halfway across the country. I didnt want to do that.Bob was an engineer whose position was eliminated after 23 years with the firm. This sent him into a deep depression that lasted for months.I couldnt even drive.With the help of his psychiatrist, Bob recognized what was most important in his lifehis wife, his son, and his lifelong hobby, bird-watching.My doctor told me to go bird-watching every day. While out there on the wetlands I had a vision. I couldnt go back to the corporate life.It takes a lot of stamina and belief in yourself to move ahead with plans for a business. Carl spoke of his state of mind at the time:I wasnt frightened. Im a survivor. I screwed up when I was younger went bankrupt, lost a lot of material things. One good thing about failing is that it gets you over that fear of failure. You learn from your mistakes.Both men did a lot of research, internal and external. Bob determined that he loved birds, kids, nature, education, photography, and the environment. Anything he pursued needed to involve those. Once he was clear on the essentials the how-to landed in Bobs lap.I saw an ad in a magazine to call for franchise information. My mind immediately took off with the possibilities. I began looking at retail spaces thinking I wonder how that location would work? I saw the ad on a Saturday. That Tuesday I called the company. On Thursday I had the package and on the following Tuesday they had it back.Carl was taking his time, looking at options. His values included a love of people and a desire to create a positive environment.His plans started with casual conversation.My buddies owned this building. There had been a restaurant there years ago but it had been mismanaged. And somehow the idea of starting another one came up. At first we were clowning around, yucking it up over a few beers, but then we started getting more serious.Bob made use of the infant, but still helpful internet of 1995. Carl used lower tech methods to estimate his market.I spent 15 days from 4:00 am to 11:00 am counting cars at that intersection. I figured if we could get a big enough percentage of them to stop wed be in business.Bob used a book called, The Insiders Guide to Franchising [Webster, B. 1986 Amacom, New York] to help him review his offer. Carl was mentored by a successful friend in the restaurant business who helped him think things through. They developed their business plans and opened their doors.The first year was tough for both businesses. Miscalculations and errors sent both owners reeling.At first Carl knew nothing about preparing and serving food.The restaurant was overstaffed and overpaid. I felt held hostage by the people who worked for me. Things were pretty shaky there for awhile. Some days I wondered if we could open the doors.Bob got overwhelmed with paperwork and screwed up his accounting records.Plus I went crazy at Vendormart. I bought four times as much inventory as I should have. Nowadays the franchise pairs successful stores and newbies so that doesnt happen, but those safeguards werent in place back then.In September Bobs store will celebrate its tenth anniversary. It has been recognized three times among the Top 30 Most-Improved stores. In February and June of this year his store was number 2 out of 320 in overall sales.Carl was advised that hed know if the restaurant would make it within four years. It was clear after three that theyd be fine. Today after seven years theyre looking to expand.Were not getting rich but were self-supporting, and the relationships are priceless.What advice do they have in hindsight for Dean and others like him?Bob says, Find what you love and create your opportunity. Be willing to changebe retooled. Dont get stuck in a rut. And you gotta have another source of income when youre starting.Carl adds, We grossly underestimated the working capital wed need. And if I had it to do over Id own the building. There are improvements Id like to make but Im restricted by the landlord.So back to Dean, whos looking at buying an existing restaurant business, if he doesnt decide to return to marketing. Where do you want to be in a year? What will you say when I check back with you?I made the right choice. Im doing exactly what I should and Im excited about it.

Pharmacy Jobs - What, Where And How?

Pharmacy Jobs - What, Where And How?

What are pharmacy jobs? Where are these jobs available? How do you qualify for these jobs? This article seeks to answer these questions. In the USA, there are more pharmacy jobs than qualified pharmacists. It is thus a good career option.Pharmacy JobsMedicines can be prepared and dispensed only by qualified pharmacists. In olden times, they used to mix drug products from measured raw materials according to doctor's prescriptions. These days, they dispense pre-measured tablets and capsules produced by pharmaceutical companies. They also advise patients on the use of prescription and over the counter medicines.In addition to technical knowledge about the required purity and dosages of many medicinal products, pharmacists also require the human touch and ethical sense to deal with customers in a trust-building manner.Pharmacists find jobs in numerous settings, such as retail pharmacy outlets, hospitals & clinics, healthcare facilities, drug research and development, pharmaceutical sales and marketing, government agencies and universities.Pharmacists work as pharmacy managers, clinical pharmacists, IV pharmacists, retail pharmacists and in other roles.Who Employ Pharmacists?Some of the major employers of pharmacists are listed below.

The demand for pharmacists exceeds supply in the USA.How Do You Qualify as a Pharmacist?Pharmacy is the science that deals with collection, preparation and standardization of drugs.As a preliminary for your course in pharmacy, you need to attend college level classes in such subjects as chemistry, biology, physics and mathematics, for about two years. You might also have to pass a Pharmacy Colleges Admissions Test.You then have to complete a 6-year (or 5 year) Pharm D. (or B.S.) curriculum prescribed by an accredited college of pharmacy. Internship under a qualified pharmacist and passing a state examination are other typical requirements before you become a licensed pharmacist.Continuing education is a typical requirement to renew the license.The skills in pharmacy practice include not only dispensing prescriptions but also communicating with patients and healthcare professionals. (You need to acquire the skill to read doctors' handwritings!) They also include understanding the responsibilities of professional ethics.Other important skills include the management of a pharmacy practice, and consulting with other healthcare professionals.Availability of "Pharmacy Jobs" As you would have begun to appreciate by now, pharmacists are trained professionals providing an essential service in healthcare. They are in high demand by many agencies and this situation is likely to continue.In fact, all the pharmacy jobs are not being filled now for want for qualified pharmacists. A career in pharmacy is thus a promising career.

Tips To Creating Your Own Cover Letter Template

Tips To Creating Your Own Cover Letter Template

Using a cover letter template when job hunting is a logical and time saving measure. Your time is limited, so writing one basic one and using it as your template will simplify the application process, making you more efficient and hopefully employed all that much faster.A basic template can be either bulleted sometimes called an Executive Summary or in paragraph form. The paragraph form of cover letter template is more traditional and preferred by many for the neat appearance it presents. Since hiring managers are busy however, the bulleted format does have advantages. This cover letter template allows you to make quick changes in the emphasis you are placing on your skills in case there is more than one type of job for which you are applying.A good bulleted template will begin with the date, address and salutation. Then it should reference the position applied for. Open the template itself with a short paragraph highlighting your primary qualification, such as years of experience, and state that you can make a strong contribution to the company. Then back up what youve said with at least two bullet point paragraphs, each listing some of the key qualifications that your resume lists. Youve heard the old saying tell them what you are going to tell them, tell them, and then tell them what you told them. This is the place for that.Your last paragraph should be upbeat and point out that you can make valuable contributions to the organization, list your contact phone number again, and thank the reader for his or her time.A good template emphasizes the contributions the applicant can make to the prospective employer. Employers dont really care about what you want, they care about what you can do for them, and your cover letter template and resume should reflect that truth.An alternative to the bulleted template is the standard paragraph formatted cover letter template. It begins as the bulleted one does, with the date, salutation and standard formal correspondence protocols. It will then have three or four paragraphs in block format that point out your years of experience, education and other qualifications in the first paragraph, followed by the second paragraph where you state your desire to join the organization. The third paragraph should go into more detail concerning experience and qualifications. For instance, stating that your skills are in personnel supervision, or in operations management. List a recent accomplishment in this paragraph to back up your earlier words. In the last paragraph point out the obvious it never hurts. Let the reader know that your resume is enclosed and you would like to meet with him soon to exchange ideas. State that you will call him in the next few days if you feel it appropriate, otherwise restate your contact phone number and email address and your availability to meet. End it with your signature and the word enclosure. This cover letter template also emphasizes what the applicant can do for the company by citing experience. If you follow either of these listed here you should have good success.

Show Your Versatility - Its The MCP Way

Show Your Versatility - Its The MCP Way

So what is the big deal with being a Microsoft Certified Professional also known as MCP? Is it the cachet of having some extra letters behind your name on your resume? Well, if you are into that sort of thing, sure. However, letting potential employers know about that Microsoft certification could open some doors for you in your quest for a new job.Taking MCP courses and passing MCP exams for your certification is perhaps the best and only way to let prospective bosses know that you grasp and thoroughly understand the most up to date technology and products to come from Microsoft. Without going through formal MCP training, you would have a pretty tough time relaying your knowledge to your current manager or future employers. They like to see those formal little letters like MCP on your resume. These employers seem to trust that a Microsoft certification.So who typically goes through the MCP courses? The answer: Individuals who are most likely to need a broad range of technological knowledge. This could be salesman pushing software or other technical products. Consultants, product designers and even trainers can benefit as an MCP. Even people with other certifications like the MCSE benefit. They are usually network administrators and engineers or technicians providing support to end-users. Your MCP training in the MCP courses will show proficiency with one Microsoft operating system like Windows 2000 or Window XP.The cool thing about the MCP is that you have to pass just one certification test from current Microsoft material. That means you cannot test on anything outdated. And one caveat is that the test cannot be on networking basics. This still leaves the field wide open on any number of MCP exams to choose from. Does your company have SQL database servers? Perhaps you might consider one of several exams on designing or administering SQL servers.Maybe your dream job entails e-commerce or web site design. Take a look into MCP training in the topic of site servers or commerce servers. If you are customer service minded, take MCP exams in troubleshooting desktop systems for users or supporting mail servers. Keep in mind that experts in the technology sector help develop these exams, so you will be tested on the latest and greatest in technology.When you get an MCP, you are showing your technological versatility. There are also advantages that come with passing those MCP exams. You are updated with the latest information through newsletters and you will also get invitations to special round table groups, training classes and conferences. This is also a perfect networking tool!Just considering a Microsoft certification is the step in the right direction for your career. With an MCP, view it as the liberal arts degree in certifications. You can specialize with a major in MCSE or MCSD. But to take that first step, the MCP is the way to go.

Nurses Enhance Therapists' Occupations

Over the last few years, the insurance industry has seen a substantial increase in applications for Therapists' Professional Liability Insurance from applicants who are trained Nurses. In general these are Registered Nurses from two distinct groups: those who have between 5 to 10 years of experience after their graduation and professional certification, and those who have retired. Retired Registered Nurses are starting a new, second career in an occupation where they already have basic knowledge, and in most cases, require only short and basic training or education.The other group of Registered Nurses, who are still working, are concerned with the question of a possible surplus of Registered Nurses who will not be able to find employment, or alternately, that as a result of the global village, employees from low-income countries are preferred over local higher-paid employees. Maybe the answer lies with a combination of the two situations.The direct beneficiaries of this situation are the Therapists' professions (including, but not limited to acupuncture, massage therapy, aroma therapy and respiratory therapy). The increased entry of highly-educated and trained Medical and Paramedical Professionals into the various Therapists' occupations upgrades these occupations and the status of the therapists.In previous years a great many therapists in many countries were practicing in a non-regulated environment. This enabled many people who would otherwise have been unemployed, to practice in easily-accessible occupations. Schools and academies for various Alternative Therapies or Holistic Therapies only managed to produce an entire generation of poorly educated and trained professionals. Almost daily, a new therapy based on a concept that was never checked scientifically popped up, jeopardizing the status of many excellent highly trained and educated therapists, who provided excellent service and treatments to their clients.It is only in the last decade that many countries have begun regulating the vast number of therapies, and conducting a through review of the standards under which all therapists should practice and be trained. The current movement of Registered Nurses into these occupations will contribute to the upgrading of the standards and the reputation of the therapists and therapies in the public eye, and consequentially, in the insurance market as well. The better the education of the practitioner, the stricter the regulations are, the lower the premiums can go.This is definitely a win-win situation, where everybody benefits from this trend. We, as insurance providers, need to follow this trend, and respond to the development of the therapeutic occupations with more relevant and better adjusted Professional and Public Liability insurance products, Malpractice Insurance E&O (Errors and Omissions) coverage, and fair premium charges.

Why Is It Useful to Change Jobs?

Changing jobs is quite natural for many people nowadays. Specialists kept on switching companies looking for a better place to work at. But their functional responsibilities still remain the same. However, such rotation without the change of your occupation is not 100% useful. Psychological research has showed that a person will have more chances to succeed if he changes his vocation once 5 7 years. Thus he will acquire new knowledge and experience and he will learn how to deal with new unusual tasks.Even if you have created a dynamic plan for developing your career from a clerk to a senior manager in a particular company new responsibilities dont substitute old ones, but are just added to the existing duties. In other words, you dont change your activity but the sphere of your responsibility becomes wider. In fact, a person keeps on working in the same professional area. However paradoxical it may be, but after a few years since submitting your sales resume you are more likely to lose your sales competence than to gain or improve it. You get tired of routine work; you fulfill your duties mechanically with no zest and enthusiasm. That is why psychologists suggest changing the content of the work not its place. Human resource managers still make the same mistake: they are looking for the applicants with at least a year relevant experience. They dont consider retrained specialists or those who have no experience in the pertinent area. They dont take into account that inexperienced candidates have considerable advantages over the experts: they have no professional stamps/ clichs, they are ready to improve themselves, and they have sincere interest for the new job and others.Today more and more people are changing their specialty. Social psychology defines this phenomenon as professional reorientation. Mostly it applies to young people. Older people have less flexible thinking their professional life is influenced by prevalent stereotypes and they have too high demands for themselves. People older 35 are afraid of taking risks. Even if his life-time dream was to become an executive of car manufacturing company, he wont set himself to writing a resume. The idea of cardinal retraining seems senseless and even careless to older people. Most of them can neither afford no do they want to spend their time and money for obtaining a second education. Two categories make an exception of this statement. They are housewives, who have adult children and now are free to take up their career. Another category is retired servicemen. Both groups come across a lot of objective and psychological difficulties. Psychologists admit that only few people with a specific temperament are capable of abrupt changing their professional life. The ability to take reasonable risk in your professional life - is the major factor of success. And on the contrary fear of changes or failure inhibit your success. You will always have a well paid job if you learn to regard studies and job changing as a natural component of your working life. A well known American businessman, the author of several books on business psychology wrote: It is not worth sticking to your primary vocation for being rewarded a golden watch when you are retired. Think, may be it is time for you to stop sending your teacher resume from one school to another and consider better choices.

Summary

A big upset like job loss can provide a shift of perspective-- an opportunity to take stock. What is really important? What do you want to pursue at this point in your life? Is being your own boss the way to go?I spoke with several silverbacks to share their wisdom gleaned from these life changes with a new member of the pack.